Mobile Menu - OpenMobile Menu - Closed


Congressman Randy Hultgren

Representing the 14th District of ILLINOIS

Hultgren Hails Federal Relief for Individuals and Small Businesses Affected by Severe Flooding

Aug 21, 2017
Press Release

Washington, DC — U.S. Representative Randy Hultgren (IL-14) today hailed the decision by the U.S. Small Business Administration (SBA) to issue a Disaster Declaration for Boone, Lake and McHenry counties, and adjacent counties in Wisconsin, which will allow residents and businesses in the region severely impacted by flash floods and flooding on July 11 to apply for low-interest SBA disaster loans. In addition, the SBA’s Economic Injury Disaster Loan Program (EIDL) can provide up to $2 million of financial assistance to small businesses or private, non-profit organizations that suffer substantial economic injury as a result of the declared disaster, regardless of whether the applicant sustained physical damage.

“Illinois residents and businesses have suffered significant loss following the severe storms and flooding in July,” said Rep. Hultgren. “I am pleased at the SBA’s decision and especially encourage 14th District residents who were affected to apply for loans to help rebuild.”

Last week Rep. Hultgren sent a letter to FEMA Administrator Long urging him to assist local efforts to conduct damage assessments to help determine how much federal assistance might be available for individuals and small businesses affected by the flooding. Rep. Hultgren has visited the affected areas and worked with local and state officials to make sure everyone is safe and mitigate flood damage.

The following information is provided by the SBA:

SBA Customer Service Representatives will be at the Disaster Loan Outreach Centers to issue loan applications, answer questions and help individuals complete their applications.

The centers are located in the following communities and are open as indicated: 

Kenosha County
Kenosha County Center
19600 75th St.
Bristol, WI 53104


Opening: Tuesday, Aug. 22 at 10 a.m.

Hours:     Weekdays from 8 a.m. to 5 p.m.
               Saturday, Aug. 26 from 10 a.m. to 2 p.m.
               Closed Sunday, Aug. 27   

Closing:  Thursday, Aug. 31 at 3 p.m.

Racine County
Western Racine County Service Center
(Eppers Room)
209 N. Main St.
Burlington, WI 53105


Opening: Tuesday, Aug. 22 at 10 a.m.

Hours:     Weekdays from 8 a.m. to 4:30 p.m.
               Saturday, Aug. 26 from 10 a.m. to 2 p.m.
               Closed Sunday, Aug. 27

Closing:  Thursday, Aug. 31 at 2:30 p.m.

Walworth County
Walworth County Sheriff’s Office
1770 County Rd., NN
Elkhorn, WI 53121

Opening: Tuesday, Aug. 22 at 10 a.m.

Hours:     Weekdays from 8 a.m. to 5 p.m.
               Saturday, Aug. 26 from 10 a.m. to 2 p.m.
               Closed Sunday, Aug. 27   

Closing:  Thursday, Aug. 31 at 3 p.m.

“Businesses and nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets,” said  SBA Wisconsin District Director Eric Ness.

For small businesses, small agricultural cooperatives, small aquaculture businesses and private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster.  EIDL assistance is available regardless of whether the business suffered any physical property damage. 

“Loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property,” said Frank Skaggs, director of SBA’s Disaster Field Operations Center East in Atlanta. 

Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may now include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.

Interest rates are as low as 3.215 percent for businesses, 2.5 percent for nonprofit organizations, and 1.938 percent for homeowners and renters with terms up to 30 years.  Loan amount and terms are set by the SBA and are based on each applicant’s financial condition. 

Survivors may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at

Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at Completed applications should be returned to the centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to submit applications for physical property damage is Oct. 17, 2017.  The deadline for economic injury applications is May 16, 2018.